Auto Insurance

Worry Less. Live More.

Coverage You Can Trust

Enjoy fast, hassle-free claims service 24/7 when you insure with a name you can trust. Our insurance has earned an A (Excellent) rating from A.M. Best for financial strength and stability.

Caring Service

Understanding your car insurance needs, budget and lifestyle—that's the key to finding you the right coverage. Our insurance agents are dedicated to helping you, just like our legendary tow truck drivers.

Lots of Ways to Save

Save up to 10% on your car insurance and up to 12% on your homeowners insurance when you bundle your coverage with AAA. Plus, get an additional 5% off your auto insurance when you add a life insurance policy.*
Car driving down a highway with AAA insurance

AAA Auto Insurance Gives You More

AAA Auto Insurance isn't just about your car. It's about the people inside too, and making sure everything you need is in there with you. Like a AAA Membership with roadside service, knowledgeable agents in local branches, and auto repair experts close by across the nation.

Outsmart the road with award-winning insurance and more from AAA. 


Hands shielding a car protected by AAA Auto Insurance

Bodily Injury Liability

It's unfortunate, but accidents happen. If you're found liable for injuries or death caused by an accident, this car insurance coverage can pay medical expenses, funeral expenses, loss of income and more.

Hands shielding a car with insurance from AAA

Property Damage Liability

Provides coverage for damage to another person’s car or property caused by a car you own.

Uninsured/Underinsured Motorist

Provides coverage if you and your passengers are injured in an accident with an uninsured motorist or underinsured driver

Toy car protected by cloche

Medical Payment

Provides coverage for reasonable medical and hospital costs if you or your passengers are injured as the result of an auto accident, no matter who's at fault.

taking a photo of a car accident for AAA Car Insurance

Collision

Even the most cautious drivers make mistakes. That's why you need auto insurance coverage for vehicle damage caused by collisions with other cars or objects, no matter who's at fault.

Hands release a red toy car onto a roadway

Comprehensive

Comprehensive coverage protects you if your vehicle is stolen, vandalized, or damaged by fire, flood, earthquake, falling objects or several other causes other than collision.

father and daughter play with toy airplane

Personal Injury Protection (PIP)

Available in UT only. Provides coverage to pay basic expenses for an insured and his or her family in states with no-fault car insurance.

passenger in a rental car watching raindrops

Rental Reimbursement

Pays for a rental car in the event of a covered loss on an insured vehicle. Ask your AAA Insurance representative for details.

New Car Added Protection

Coverage that will pay for repairs or replaces your new car without depreciation should it be damaged or totaled in a covered loss.


car driving on a road through California redwoods

California Car Insurance

Get answers to the most popular questions about California car insurance laws, rates, quotes, and teen driving rules.

cars crossing the Golden Gate Bridge at night

Compare Car Insurance Quotes

Shopping for auto insurance? Get tips and expert advice on how to compare car insurance quotes to find the coverage you need.


Call

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Provide some details about yourself and get a custom car insurance quote online.

Come In

Talk to an insurance agent right in your neighborhood at any one of our 95 branches.

*The availability, qualifications, and amounts of coverages, costs and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your AAA agent. Insurance products in California offered by AAA Northern California Insurance Agency. License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah. Insurance provided by CSAA Insurance Group, a AAA insurer.

A.M. Best Ratings located at www.ambest.com.