Auto Insurance

Great coverage. And so much more.

Manage Your Car Insurance

Enjoy Savings, Security and Service

Lots of Savings for You

Save an average of $393 when you switch to AAA Auto Insurance.* You save up to 12.7% on auto and up to 12.5% on home coverage when you bundle. Plus you save an additional 5% on auto when you add life coverage.

See more insurance discounts.

Coverage You Can Trust

Enjoy fast, efficient claims service 24/7 when you insure with a name you can trust. Our insurance has earned an A (Excellent) rating from A.M. Best for financial strength and stability.

Caring Service

Understanding your car insurance needs, budget and lifestyle—that's the key to finding you the right coverage. Our insurance agents are dedicated to helping you, just like our legendary tow truck drivers.

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Get More With AAA Auto Insurance

AAA Auto Insurance is a one-stop-shop for your car. With a AAA Membership, get:

24/7 roadside assistance
Discounts on car repair
Additional vehicle services at select AAA branches
Award-winning insurance agents to customize your policy

Car Insurance Coverage Highlights*

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Collision

Even the most cautious drivers make mistakes. That's why you need auto insurance coverage for vehicle damage caused by collisions with other cars or objects, no matter who's at fault.

Hands shielding a car protected by AAA Auto Insurance

Bodily Injury Liability

It's unfortunate, but accidents happen. If you're found liable for injuries or death caused by an accident, this car insurance coverage can pay medical expenses, funeral expenses, loss of income and more.

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Property Damage Liability

Provides coverage for damage to another person’s car or property caused by a car you own.

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Uninsured/Underinsured Motorist

Provides coverage if you and your passengers are injured in an accident with an uninsured motorist or underinsured driver.

Medical Payment

Provides coverage for reasonable medical and hospital costs if you or your passengers are injured as the result of an auto accident, no matter who's at fault.

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Gap Insurance

Gap insurance is add-on coverage that makes up the difference between what your insurer pays for your totaled vehicle and what you still owe.

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Comprehensive

Comprehensive coverage protects you if your vehicle is stolen, vandalized, or damaged by fire, flood, earthquake, falling objects or several other causes other than collision.

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Personal Injury Protection (PIP)

Available in UT only. Provides coverage to pay basic expenses for an insured and his or her family in states with no-fault car insurance.

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Rental Reimbursement

Pays for a rental vehicle in the event of a covered loss on an insured vehicle. Ask your AAA Insurance representative for details.

New Car Added Protection

Coverage that will pay for repairs or replaces your new car without depreciation should it be damaged or totaled in a covered loss.

Car Insurance Articles

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Car Insurance Articles

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Is Animal Damage to Your Car Covered by Insurance?

You just got into a collision with a large member of nature. Now what?

Explore Coverage for Animal Damage

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Get the Facts on Car Insurance Myths

Get the real facts on common car insurance beliefs.

Debunk Car Insurance Myths

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Compare Car Insurance Quotes

Get tips and expert advice on how to compare car insurance quotes.

Compare Car Insurance Quotes

Young driver taking a photo of a snowy mountain

Do Young Drivers Need More Insurance Coverage?

Keep insurance costs low for your new young driver.

Explore Young Driver Coverage Tips

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How Much Car Insurance Do I Need?

Unsure of the level of insurance you need for your new car? Let us help you figure that out.

Determine Your insurance Needs

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What Can Raise or Lower the Cost of Your Car Insurance?

Find out what could be causing your car insurance premium to increase.

Contact an Insurance Agent

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Don't wait—speak directly with one of our experienced AAA Insurance agents today.

844-275-8095

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Provide some details about yourself and get a custom car insurance quote online.

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Get More Savings

Save when you bundle AAA auto and home insurance.

*Average savings as calculated by the J.D. Power “2017-2019 Insurance Shopping Study as of April 2019.” See https://blog.jdpa.com/insurance/states-with-the-most-and-least- affordable-auto-insurance. See also, https://www.jdpower.com/business/press-releases/2019-us-insurance-shopping-study. The study is based on responses from more than 14,400 insurance customers who requested an auto insurance price quote from at least one competitive insurer in the past nine months and includes more than 38,800 unique customer evaluations of insurers. The study was fielded in April, July and October 2018 and January 2019. Products and their features may not be available in all states. All policies are subject to policy terms, underwriting, guidelines and applicable laws.

Insurance premium does not include the price of Membership. Insurance products in California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada, in Utah by AAA Utah, in Arizona through AAA Arizona, Inc., License #8301727, Montana through AAA Montana, Inc., License #9756, and in Wyoming through AAA Mountain West Inc., License No. 172603. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer. All policies are subject to policy terms, underwriting, guidelines and applicable laws. Multipolicy and other discounts vary based upon eligibility. Discounts not cumulative; certain restrictions apply.

A.M. Best Ratings located at www.ambest.com.