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Coverage You Can Trust
Caring Service
Understanding your car insurance needs, budget and lifestyle—that's the key to finding you the right coverage. Our insurance agents are dedicated to helping you, just like our legendary tow truck drivers.
Lots of Ways to Save
Save up to 10% on your car insurance and up to 12% on your homeowners insurance when you bundle your coverage with AAA. Plus, get an additional 5% off your auto insurance when you add a life insurance policy.*
Car Insurance Coverage Highlights*
Bodily Injury Liability
It's unfortunate, but accidents happen. If you're found liable for injuries or death caused by an accident, this car insurance coverage can pay medical expenses, funeral expenses, loss of income and more.
Uninsured/Underinsured Motorist
Provides coverage if you and your passengers are injured in an accident with an uninsured or underinsured driver. Insured vehicles are also covered if damaged in the accident.
Comprehensive
It's a crazy world out there. Comprehensive coverage protects you if your vehicle is stolen, vandalized, or damaged by fire, flood, earthquake, falling objects or several other causes other than collision.
Collision
Even the most cautious drivers make mistakes. That's why you need auto insurance coverage for vehicle damage caused by collisions with other cars or objects, no matter who's at fault.
Property Damage Liability
Provides coverage for damage to another person’s car or property caused by a car you own. Minimum coverage of $5,000 required by state law.
Personal Injury Protection (PIP)
Provides coverage to pay basic expenses for an insured and his or her family in states with no-fault car insurance. PIP usually includes benefits for medical expenses, loss of work income, essential services, accidental death and funeral expenses.
Medical Payment
Provides coverage for reasonable medical and hospital costs if you or your passengers are injured as the result of an auto accident, no matter who's at fault.
Rental Reimbursement - NV/UT Only
Pays for a rental car in the event of a covered loss on an insured vehicle. Ask your AAA Insurance representative for details.
New Car Added Protection - Available in NV/UT
Coverage that will pay for repairs or replaces your new car without depreciation should it be damaged or totaled in a covered loss.
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California Car Insurance Laws, Rates, and Quotes
California was made for hitting the open road. Our state’s highways are nothing shy of iconic, as you know if you’ve ever cruised the spectacular coastline, the gorgeous High Sierra, or your own town’s charming main drag. Of course, California is also a land of laws that are there for good reasons. So here are some key guidelines for staying safe and legal for you and your teen driver when it comes to car insurance in California. Read more about California car insurance...
*The availability, qualifications, and amounts of coverages, costs and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your AAA agent. Insurance products in California offered by AAA Northern California Insurance Agency. License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah. Insurance provided by CSAA Insurance Group, a AAA insurer.
A.M. Best Ratings located at www.ambest.com.