AAA Insurance Discounts

Save more on Auto or Home Insurance.

a couple taking a road trip in a convertible who saved money bundling AAA Home and Auto Insurance

Auto Insurance

Up to

  • 5% for Member Savings
  • 11.8% for Companion Home (if full coverage, 12.7%)
  • 12.5% for Multi-Car (if full coverage, 15.7%)
  • 10% for Good Student
  • 20% for Teen Smart (New Driver)
  • 20% for Good Driver
a family plays house in their home covered by AAA Home Insurance

Home Insurance

Up to

  • 5% for Member Savings
  • 12.5% for Companion Auto
  • 10% for Mature Policy Holder

  • Good Student: Discount for high school or full-time college student with a verifiable GPA of 3.0 or more.
  • Membership Savings: This discount or savings is applied to a policy if any driver rated on the policy is a AAA Member.
  • Multi-Car: This discount is applied to a policy if there is more than one vehicle rated on the policy.
  • Teen Smart: Discount offered when qualified teen drivers complete a qualified program by the time they are 19 years old.

  • Companion Auto: This discount is applied to a policy if the named insured has AAA Auto Insurance product.
  • Mature Policy Holder: Discount based on age of oldest insured.
  • Membership Savings: Applies to an insured with an active AAA Membership in any AAA Club in the United States.


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Insurance underwritten by AAA Life Insurance Company, Livonia, MI. AAA Life Insurance Company is licensed in all states except NY. CA Certificate of Authority #07861.  Products and their features may not be available in all states. Discounts valid through June 30th 2019 and subject to change.  Multipolicy and other discounts vary based upon eligibility. Discounts not cumulative; certain restrictions apply.  Term Policy Form Series: ICC11-1201/TL-1201.  Insurance products in California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada, in Utah by AAA Utah, in Arizona through AAA Arizona, Inc., License #8301727, and in Wyoming through AAA Mountain West Inc., License No. 172603.  The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer.  All policies are subject to policy terms, underwriting, guidelines and applicable laws.