AAA Insurance Discounts

Save an average of $393 on auto insurance when you switch.*

a couple taking a road trip in a convertible who saved money bundling AAA Home and Auto Insurance

Auto Insurance Discounts

Save up to

  • 5% for AAA Membership Savings
  • 20% for Good Driver
  • 15.7% for Multi-Car
  • 20% for Teen Smart (New Driver)
  • 10% for Good Student
  • 12.7% for Companion Home
a family plays house in their home covered by AAA Home Insurance

Home Insurance Discounts

Save up to

  • 5% for AAA Membership Savings
  • 12.5% for Companion Auto
  • 10% for Mature Policy Holder

  • Companion Home: This discount is applied to a policy if the named insured or rated spouse has a AAA Homeowner policy (the discount is different if the companion policy is a condo or renters).
  • Good Student: Discount for high school or full-time college student with a verifiable GPA of 3.0 or more.
  • AAA Membership Savings: This discount or savings is applied to a policy if any driver rated on the policy is a AAA Member.
  • Multi-Car: This discount is applied to a policy if there is more than one vehicle rated on the policy.
  • Teen Smart: Discount offered when qualified teen drivers complete a qualified program by the time they are 19.

  • Companion Auto: This discount is applied to a policy if the named insured has AAA Auto Insurance product.
  • Mature Policy Holder: Discount based on age of oldest insured.
  • AAA Membership Savings: Applies to an insured with an active AAA Membership in any AAA Club in the United States.

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*Average savings as calculated by the J.D. Power "2017-2019 Insurance Shopping Study." See https://blog.jdpa.com/insurance/states-with-the-most-and-least-affordable-auto-insurance. See also https://www.jdpower.com/business/press-releases/2019-us-insurance-shopping-study. The study is based on responses from more than 14,400 insurance customers who requested an auto insurance price quote from at least one competitive insurer in the past nine months and includes more than 38,800 unique customer evaluations of insurers. The study was fielded in April, July and October 2018 and January 2019. Products and their features may not be available in all states. All policies are subject to policy terms, underwriting, guidelines and applicable laws. 

TERMS & CONDITIONS
Products and their features may not be available in all states. Multipolicy and other discounts vary based upon eligibility. Discounts not cumulative; certain restrictions apply.  Term Policy Form Series: ICC11-1201/TL-1201.  Insurance products in California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada, in Utah by AAA Utah, in Arizona through AAA Arizona, Inc., License #8301727, and in Wyoming through AAA Mountain West Inc., License No. 172603.  The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer.  All policies are subject to policy terms, underwriting, guidelines and applicable laws.