AAA Auto Insurance

When you trust AAA to insure your car, you get the protection and peace of mind that only our 100 years of experience, service and reliability can bring. Find out what feeling secure really feels like—choose AAA Auto Insurance.

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Enjoy Security, Service and Savings


Coverage You Can Trust

Enjoy fast, hassle-free claims service 24/7 when you insure with a name you can trust. Our insurance has earned an A+ rating from A.M. Best for financial strength and stability.


Caring Service

Understanding your needs, budget and lifestyle—that's the key to finding you the right coverage. Our insurance agents are dedicated to helping you, just like our legendary tow truck drivers.



Lots of Ways to Save

Save up to 10% on your auto insurance and up to 12% on your home insurance when you bundle your coverage with AAA. Plus, get an additional 5% off your auto insurance when you add a life insurance policy.*

Coverage Highlights*

Bodily Injury Liability

It's unfortunate, but accidents happen. If you're found liable for injuries or death caused by an accident, this coverage can pay medical expenses, funeral expenses, loss of income and more.

Uninsured/Underinsured Motorist

Provides coverage if you and your passengers are injured in an accident with an uninsured or underinsured driver. Insured vehicles are also covered if damaged in the accident.


It's a crazy world out there. Comprehensive coverage protects you if your vehicle is stolen, vandalized, or damaged by fire, flood, earthquake, falling objects or several other causes other than collision.


Even the most cautious drivers make mistakes. That's why you need coverage for vehicle damage caused by collisions with other cars or objects, no matter who's at fault.

Property Damage Liability

Provides coverage for damage to another person’s car or property caused by a car you own. Minimum coverage of $5,000 required by state law.

Personal Injury Protection (PIP)

Provides coverage to pay basic expenses for an insured and his or her family in states with no-fault auto insurance. PIP usually includes benefits for medical expenses, loss of work income, essential services, accidental death and funeral expenses. 

Medical Payment

Provides coverage for reasonable medical and hospital costs if you or your passengers are injured as the result of an auto accident, no matter who's at fault. 

Rental Reimbursement - NV/UT Only

Pays for a rental car in the event of a covered loss on an insured vehicle. Ask your AAA Insurance representative for details.

New Car Added Protection - Available in NV/UT

Coverage that will pay for repairs or replaces your new car without depreciation should it be damaged or totaled in a covered loss. 

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Multi-policy Discount*

Cover more, save more. You can save up to 15% on your AAA Auto Insurance when you insure your home and life with AAA.
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Make an Auto Claim

Use our easy online form to get your claim started. Go Now  »

*The availability, qualifications, and amounts of coverages, costs and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your AAA agent. Insurance products in California offered by AAA Northern California Insurance Agency. License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah. Insurance provided by CSAA Insurance Group, a AAA insurer.


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