Refer a Friend to AAA Insurance

and get a AAA Visa® Prepaid Card.

AAA Northern California, Nevada & Utah AAA Visa Prepaid Card Referral Reward Offer

Terms & Conditions

  1. How to Receive the Offer for Participants residing in AZ, CA, or MT: Participants must refer an eligible referral to an authorized AAA Northern California, Nevada & Utah (“NCNU”) insurance agent at any AAA branch location or by calling 800-922-8228 to receive a free auto, homeowners, renters or life insurance policy quote from an authorized AAA NCNU insurance agent. If the eligible referral subsequently mentions your name and purchases an auto, homeowners, renters, or life insurance policy from an authorized AAA NCNU insurance agent between January 1, 2020 and September 30, 2020 (the “Referral Period”), then participants will receive a $20 AAA Visa Prepaid Card for each eligible referral (each, a “Card”). Limit: one (1) Card per eligible referral. Offer available only while supplies last. Card recipient subject to verification. For Participants residing in NV: Participants must refer an eligible referral to an authorized AAA NCNU insurance agent at any AAA branch location or by calling 800-922-8228 to receive a free auto, homeowners, renters or life insurance policy quote from an authorized AAA NCNU insurance agent. If the eligible referral subsequently mentions your name and purchases an auto, homeowners, renters, or life insurance policy from an authorized AAA NCNU insurance agent during the Referral Period, then participants will receive a $20 AAA Visa Prepaid Card for each eligible referral (each, a “Card”). Limit: one (1) Card per eligible referral and no more than $100 in total rewards per calendar year per person. Offer available only while supplies last. Card recipient subject to verification. For Participants residing in UT: Participants must refer an eligible referral to an authorized AAA NCNU insurance agent at any AAA branch location or by calling 800-922-8228 to receive a free auto, homeowners, renters or life insurance policy quote from an authorized AAA NCNU insurance agent during the Referral Period. If the eligible referral mentions your name and receives a free auto, homeowners, renters or life insurance policy quote during the Referral Period, Participants will receive a $10 AAA Visa Prepaid Card for each eligible referral (each, a “Card”). Limit: one (1) Card per eligible referral and no more than $100 in total rewards per calendar year per person. Offer available only while supplies last. Card recipient subject to verification. 
  2. How to Redeem the Card: Card and activation instructions will be shipped within 6-8 weeks of verification. Card issued by MetaBank®, Member FDIC. Card subject to additional terms and conditions set by issuer; see Card for details. Card is not redeemable for cash, for sale and cannot be returned for a refund or exchanges or used for recurring payments. Card funds do not expire and may be available after Card expiration date; fees may apply. In the event of unavailability of any Card, Sponsor reserves the right to substitute the Card with an item of equal or greater value.  Sponsor not responsible for lost, damaged, destroyed or stolen Cards. The Offer cannot be combined with other product offers or promotions. In the event you receive a Card, your sole remedy (and Sponsor’s sole liability) is to replace the defective Card with another Card during the Referral Period (while supplies last). Sponsor reserves the right to cancel or suspend this Offer should fraud or other causes beyond the control of Sponsor corrupt the administration, security or fulfillment of the Offer. Sponsor reserves the right to cancel or suspend this Offer at any time.
  3. Eligibility: The Offer is open to individuals who are legal residents of California, Nevada, Montana Arizona, or Utah, who receive the direct mail advertisement from Sponsor (defined below), who are provided with the Offer through their authorized AAA insurance agent who is located at a AAA branch or at one of AAA’s Member Service Centers, and who are at least eighteen (18) years or older. Void where prohibited.  Employees of AAA NCNU (“Sponsor”) and its affiliated companies, subsidiaries, distributors, licensed insurance agents, and any advertising and promotional agencies associated with the Offer in any way, and members of the immediate families (spouse, siblings, parents, children and their respective spouses) or households of each such employee, are not eligible for the Offer. 
  4. Administration: Administration of the Offer is at the sole discretion of the Sponsor. Any questions relating to eligibility, these Terms and Conditions or any other questions concerning the Offer will be resolved at the sole discretion of the Sponsor and its decisions will be final and binding with respect thereto. No requests for exchanges, or cash equivalent for the Card will be considered and no substitutions will be made. No responsibility is assumed by the Sponsor or its affiliates for cancelled, delayed, suspended or rescheduled delivery of Card. No groups, clubs, corporations, companies, partnerships, or organizations may participate in this Offer or reproduce or distribute any portion of these Terms and Conditions to their members.
  5. Release and Waiver of Liability: By redeeming this Offer, individuals agree to release, defend, indemnify and hold harmless the Sponsor , its parent, subsidiaries, advertising and promotion agencies, affiliates, directors, officers, employees, representatives and agents (collectively “Released Parties”) from and against any and all liability claims or actions of any kind whatsoever (however named or described) for injuries, death, damages or losses to persons and property which may be sustained in connection with: (i) participant’s participation in the Offer; and (ii) the receipt, use or misuse of the Card. The Sponsor expressly disclaims any responsibility or liability for injury or loss to any person or property relating to the delivery and/or subsequent use or misuse of the Card. In consideration of the Card, each individual hereby agrees and consents, without further authorization, compensation or remuneration of any kind, to the use of such individual’s name, photograph, likeness (including his/her voice), biographical information and statements concerning the Offer, in any and all advertising, promotions and other publicity conducted by the Sponsor and each of its respective parents, subsidiaries and affiliates.  
  6. Construction/Disputes: All issues and questions concerning the construction, validity, interpretation and enforceability of these Terms and Conditions, or the rights and obligations of any individual or the Sponsor, shall be governed by, and construed in accordance with the laws of the State of California, without giving effect to any choice of law or conflict of law rules or provisions (whether of California, or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than California. The parties agree that all disputes arising out of or connected with these Terms and Conditions or the Offer will be resolved individually, and without resort to class action.
  7. DISCLAIMER OF WARRANTIES/LIMITATION OF LIABILITY: THE RELEASED PARTIES ARE NOT RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, ECONOMIC, EXEMPLARY, PUNITIVE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY, DIRECTLY OR INDIRECTLY, TO REDEMPTION OF THE OFFER, EVEN IF FORESEEABLE OR EVEN IF THE RELEASED PARTIES BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
  8. Privacy Policy: Upon contacting AAA to obtain an auto or home insurance quote, you agree to the AAA Privacy Policy stated on the AAA Web Site, and its terms regarding our collection and usage of your personal information. To read the Privacy Policy, visit https://calstate.aaa.com/privacy-policy.
  9. Insurance: Insurance products in California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada, in Utah by AAA Utah, in Arizona through AAA Arizona, Inc., License #8301727, Montana through AAA Montana, Inc., License #9756, and in Wyoming through AAA Mountain West Inc., License No. 172603. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer. Products and their features may not be available in all states. All policies are subject to policy terms, underwriting, guidelines and applicable laws.  Multipolicy and other discounts vary based upon eligibility. Discounts not cumulative; certain restrictions apply. 
  10. Sponsor: AAA Northern California, Nevada & Utah (NCNU), 1277 Treat Boulevard, #1000, Walnut Creek, CA 94597.

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