Identity Theft Monitoring

Now included with your AAA Membership—identity theft monitoring. ProtectMyID® by Experian®can give you increased peace of mind by helping detect identity theft and resolve potential issues if your identity is stolen.
Take advantage of extensive identity theft monitoring with ProtectMyID Deluxe for only $8.95/month—that’s a 60% savings for AAA Members. Or choose basic monitoring for free with ProtectMyID Essential (a $79 value). Compare the features available and enroll below or call 877-440-6943.
Identity theft monitoring ProtectMyID Deluxe logo

ProtectMyID

DELUXE

  • $8.95/month - a 60% discount for AAA Members
  • Monitors credit reports from Experian®, TransUnion® and Equifax®
  • Alerts cover your Experian®, TransUnion® and Equifax® credit reports
  • $1 million identity theft insurance1
Identity theft monitoring ProtectMyID Essential logo

ProtectMyID

ESSENTIAL

  • FREE with your AAA Membership (a $79 value)
  • Monitors your Experian® credit report
  • Alerts cover your Experian® credit report
  • AAA Premier Members receive $10,000 identity theft insurance1

Benefits

DELUXE

ESSENTIAL

Fraud resolution support from a dedicated agent helps you investigate and resolve fraud.    
Lost wallet assistance securely stores your debit and medical card numbers in one safe place if lost or stolen. Cancel and replace cards with a single phone call.    
Internet Scan conducts confidential daily monitoring of online sources known for selling, trading or sharing compromised information and searches for signs that your identity is exposed.    
Change of address notification checks national databases to see if your address has been changed.    
ChildSecure® alerts you if a credit report is detected using your child’s information.    
Experian PLUS® Score2 automatically sent to you when you enroll.    

You can also enroll by phone at 877-440-6943.

Terms and Conditions

ProtectMyID Essential and ProtectMyID Deluxe are monitoring products designed to help you identify and resolve identity theft incidents. These products are provided in addition to any precautions you should reasonably be expected to take yourself, including protecting your account numbers, passwords, Social Security number and other personally identifying information. ProtectMyID Essential and ProtectMyID Deluxe cannot stop, prevent, or guarantee protection against incidents of identity theft, or guarantee satisfactory resolution.

ProtectMyID Essential and ProtectMyID Deluxe are provided by ConsumerInfo.com, Inc., an Experian company. To be eligible to enroll you must be 18 years of age or older and have a valid AAA Membership. Products subject to change or termination at any time without notice. Certain terms, conditions and restrictions apply.

1. Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

2. Calculated on the PLUS Score model, your Experian Credit Score indicates your relative risk level for educational purposes and is not the score used by lenders. The PLUS Score, with scores ranging from 330 to 830, is a user-friendly Credit Score model developed by Experian® to help you see and understand how lenders view your credit worthiness. It is not used by lenders, but it is indicative of your overall credit risk. Higher scores represent a greater likelihood that you'll pay back your debts so you are viewed as being a lower credit risk to lenders. A lower score indicates to lenders that you may be a higher credit risk. There are three different major credit reporting agencies, Experian, TransUnion®, and Equifax® that maintain a record of your credit history known as your credit file. Your Credit Score is based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. So your credit score can vary if the information they have on file for you is different. And since the information in your file can change over time, your Credit Score may be different from day-to-day. Different credit scoring models can also give a different assessment of the credit risk (risk of default) for the same consumer. Lenders and insurers use several different credit scoring models, so don't be surprised if your lender gives you a score that's different from the PLUS Score. Just remember that your associated risk level is often the same even if the number is not. But for some consumers, the risk assessment of a PLUS Score could vary, sometimes substantially, from a lender´s score. If the lender's score is lower than your PLUS Score, it is possible that this difference can lead to higher interest rates and sometimes credit denial.