Life Insurance Learning Center

Find life insurance articles to help you protect you and your family from the unexpected. Read tips, definitions, and interesting facts from the experts at AAA.


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What is Life Insurance?

Is life insurance right for you? And what do the terms mean? Find out here.

Couple playing with their small child in a park

Do I Need Life Insurance?

If you're a parent, a spouse, or a homeowner, you probably should have life insurance.

Father with AAA life insurance plays with his toddler daughter in a park

Types of Life Insurance

Term? Whole? Universal? Find out what these terms mean and how they can work for your family.


How Much Life Insurance Do I Need? >

Considering just a few key points can simplify the task of making decisions about life insurance.

Life Insurance Rates and Average Cost >

Life insurance rates can vary. Here's what to expect, and how to save when shopping for a policy.

The AAA Insurance Promise >

With more than 100 years of experience, AAA provides insurance coverage that you can trust.

What Is an Insurance Claim? >

Need to file an insurance claim? Learn how the process works.

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AAA Life and its agents do not provide legal, tax, or financial advice. Please consult your professional advisor prior to the purchase of any policy. Life insurance underwritten and annuities offered by AAA Life Insurance Company, Livonia, MI. AAA Life (CA Certificate of Authority # 07861) is licensed in all states except NY. Products and their features may not be available in all states. 2008 - 2015 All Rights Reserved. New York Residents: Life insurance is issued by AAA Life Insurance Company of New York, Harrison, NY. ** Guaranteed to remain level as long as premiums are paid on time or when due. Otherwise, subject to increase. † 15 days to age 85 for Standard Non-Nicotine and Ages 15 to 85 for Standard Nicotine *The availability, qualifications, and amounts of coverages and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your AAA agent. 

Insurance products in California offered through AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada, in Utah by AAA Utah, in Arizona through AAA Arizona, Inc., License #8301727, and in Wyoming through AAA Mountain West Inc., License No. 172603. The provider of AAA Auto and Home Insurance is CSAA Insurance Group, a AAA Insurer. All policies are subject to policy terms, underwriting, guidelines and applicable laws.