Home & Renters Insurance Learning Center

Find renters and homeowners insurance articles to help you protect your home and personal belongings. AAA's experts provide tips, definitions, and interesting facts to remove life's roadblocks.


Dog sitting on sofa in a home covered by AAA insurance

Unexpected Things Covered by Homeowners Insurance

From spoiled food to a fried TV, your property insurance policy covers more than just your home.

Man in a business suit holding out the keys to a new home

How to Compare Homeowners Insurance Quotes

Find the right insurance policy for your home.

Mother and son sitting in front of house covered by AAA renters insurance

What Does Renters Insurance Cover, Not Cover and How Does It Work?

Learn why renters insurance is a smart move to protect your belongings.


How Much Rent Can I Afford? >

Finding affordable rent can be hard. Here's how to budget for a great place to call home.

Tips for Buying Rental Property >

Check out these helpful suggestions before you invest in rental property and become a landlord.

What is Replacement Cost Value? >

Replace damaged or stolen items at current market value with this type of insurance coverage.

What Are Closing Costs When Buying a House? >

Your down payment isn’t the only fee you should expect to pay when buying a home.

What Is a Home Warranty? >

Home Warranties guard against unexpected home maintenance costs.

How to Compare Renters Insurance for the Best Coverage >

Learn what your renters insurance policy covers—vs. your landlord's—to make sure you're protected at home.

The Basics of Home Insurance Costs >

Find out everything there is to know about what drives the costs of home insurance.

How Much Is Renters Insurance? >

Learn the ins and outs about getting renters insurance for your apartment.

Home Inspection Costs and Checklists for Buyers and Sellers >

A full inspection is an important part of buying or selling a home. Here’s what to look for.

What Is a Homeowners Association and What Do HOA Fees Cover? >

Considering living in a home with an HOA? Here’s what you need to know.

What Is Loss of Use Coverage? >

This coverage pays for expenses if your home becomes uninhabitable.

How to Create a Home Inventory >

A home inventory may save you time, reduce stress, and speed up the claims process.

What Is Personal Property Insurance? >

Get coverage for your belongings, so you can put your house back in order quickly.

How to Buy a House >

Take the mystery and stress out of buying a house with this simple explainer.

What Is an Escrow Account? >

Here’s what it means when a house is "in escrow" and how it works.

What Is PMI? >

Do you need private mortgage insurance?

Understanding Moving Costs and Insurance >

Be sure to budget for things you might not have thought of, like storage, hotel stays, and more.

What is Hazard Insurance? >

Protect your home from disaster with hazard insurance--here's how to define it and what it covers.

What Is Personal Liability Insurance? >

Get coverage to help protect you in the event of mishaps for which you are ultimately responsible.

How Much Does Homeowners Insurance Cost? >

Get the facts on what’s involved in your homeowners insurance cost.

Premium vs. Deductible? Insurance Explained >

Get the inside scoop on what you pay your insurance company—and when.

What is Underwriting? >

Learn the ins and outs of insurance underwriting.

The AAA Insurance Promise >

With more than 100 years of experience, AAA provides insurance coverage that you can trust.

What Is an Insurance Claim? >

Need to file an insurance claim? Learn how the process works.

How Does Marriage Affect Auto and Home Insurance Rates? >

Just married the love of your life? See how it affects your insurance rates.

Answers to Common Insurance Questions >

AAA is here to help erase any doubts you might have about what insurance coverage is right for you.

What Are Insurance Company Ratings? >

Learn what it means when an insurance company touts their rating.

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