AAA Motorcycle and RV Insurance Explained

Everything you need to know about motorcycle and RV insurance.

Motorcycle ride along California Highway 1, image

Before you hit the open road, make sure your wheels have the coverage you need. 

Auto insurance covers your wheels, but it’s also important to make sure your “summer toys” are insured. Whether your adventures entail a cross-country motorcycle adventure, a week in a camper at the lake, or an RV road trip through the High Sierra, protect the vehicles that take you there.

Motorcycles, as well as collector cars and boats, are generally not covered under standard auto or homeowners policies. Specialty policies for these vehicles offer broader coverage and options, specialized claims handling and customer service, and, sometimes, additional discounts for mature riders, completing training courses, and memberships in rider associations or clubs.

Motorcycle Insurance

Ahh, there’s nothing quite like the freedom of hitting the road on two wheels! Show your motorcycle or scooter some love and get it covered. Motorcycle insurance offers replacement cost coverage and travel loss reimbursement, and might also include coverage for permanently attached accessories, safety apparel and helmets.

If you have AAA Plus Motorcycle or AAA Plus RV & Motorcycle (both available only in Arizona), your Membership includes roadside service for your bike or any car you're in. Your benefits include emergency fuel delivery, towing (up to 100 miles per incident), and locksmith service.

So jump on your bike and enjoy the ride, knowing that if you get into a pinch, AAA is just a phone call away. 

RV Insurance

The convenience and flexibility of RV travel is hard to beat. Of course, if something happens while you're on the road trip of a lifetime, you'll want to make sure your insurance has you covered. RV insurance generally provides (up to policy limits) bodily injury, property damage, collision and comprehensive, uninsured motorist coverage, and medical payments coverage.  

If you're calling your RV your home, speak to your insurance agent about personal property coverage, and travel expenses coverage in case you need a place to stay and new wheels while your RV is being repaired. 

And if your rig breaks down, repairs can be costly. Happily, AAA Plus RV Membership plans (available in Arizona and Utah) can provide help during times of trouble. AAA Plus RV includes emergency fuel delivery, tire changes, locksmith service reimbursement, and battery service. If you break down, AAA offers towing (up to 100 miles per incident), and if your RV gets stuck between a rock and a hard place (or anywhere else), you’ll get winching and extrication services.

Exceptional coverage. Expert service. Extra savings.

AAA Auto, Home, and Life Insurance

The availability, qualifications, and amounts of coverages, costs and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your AAA agent. Insurance products in California offered by AAA Northern California Insurance Agency. License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah. Insurance provided by CSAA Insurance Group, a AAA insurer.