Boat Coverages*
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Insurance for nearly every common recreational boat |
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Physical damage standard and optional (based on age of boat) |
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Flexible policy options |
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Medical payments |
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Partial loss replacement cost on parts and extended parts replacement |
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Trailer and boat lift |
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Full coverage for dinghies |
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Watersports liability (optional/required for ski boats) |
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Customized package endorsements (optional) |
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Discounts, credits and diminishing deductibles—Ask Agent for details! |
Personal Watercraft Coverages**
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Physical damage |
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Flexible policy options |
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Medical payments |
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Protection for your trailer |
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Watersports liability (optional) |
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Customized package endorsements (optional) |
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Discounts—Ask Agent for details |
Available Discounts
Multiple Watercraft Discount: Save when you insure two or more watercraft with AAA.
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Ownership experience credit |
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Use of diesel fuel |
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Claim-free renewal |
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Transferring your policy |
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Multi-unit (personal watercraft only) |
*Boat Insurance is underwritten by one or more insurers of the American Modern Insurance Group.
**Personal Watercraft Insurance is underwritten by one or more insurers of the American Modern Insurance Group. Personal Watercraft is defined as jet propelled, “motorcycle style” watercraft that are generally 14 feet and under. The most common units are the Kawasaki JetSki®, Honda AquaTrax®, SeaDoo® and the Yamaha WaveRunner®.
American Modern Insurance is owned by MunichRe. The group is rated A+ (Superior) by A.M. Best Company, the most widely known and respected independent insurance rating and information service. For the latest A.M. Best Rating, access http://www.ambest.com.
The availability, qualifications, and amounts of coverages and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your AAA agent.
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Personal Umbrella Insurance provides an extra measure of protection in case you’re ever sued for negligence.
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