Home Insurance


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Discover the Advantages of AAA Home Insurance

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AAA home insurance pays up to 150% of your home coverage
limit so it's easier to rebuild your home, and your life, after a covered loss. Some carriers only cover up to 100%.*

We Will Work with You on Your Claim
As a Membership organization, AAA exists to serve our Members and policyholders-not shareholders. Our adjusters are trained to carefully review your policy so you get the maximum allowable for your claim.
Personal Service Near You
Easily find attentive service from someone who knows you as an individual and is available right in your neighborhood at any of
our local branches. Or you can call 877-323-4222.
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Check Out Our Great Rates

AAA Home Insurance is more affordable than ever. It's easy to enjoy the peace of mind that comes from knowing AAA is looking out for you, no matter what happens.

Save on AAA Home Insurance

Smoke and Burglar Alarm Discount: Save if your home has an in-house
fire or smoke alarm, and a local or central-reporting burglar alarm.

Multipolicy Discount: Save up to 10% if you have a current automobile,
home or renters insurance policy with AAA. Save even more when you add
a AAA Life Insurance policy.***

New Loan Discount: Individuals with a home loan for a newly-secured property may be eligible for a discount.

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Featured Articles

Disaster Preparedness: Get details on post-disaster claims filing, recovery efforts and tips on how to minimize damage.

Flood Response Preparedness: Get details on flood relief and tips on how to prepare in advance.

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*Applies to Coverage A - Dwelling; additional premium applies in Nevada and Utah. Please refer to your policy for full terms, conditions and exclusions.

**Payment of claims subject to policy terms, conditions, and exclusions.

***Multipolicy discount not available for Mobile / Manufactured Homes.

****Mobile and Manufactured Home, RV and Trailer Insurance is underwritten
by one or more insurers of the American Modern Insurance Group. American Modern Insurance
is owned by MunichRe. The group is rated A+ (Superior) by A.M. Best Company, the most widely known and respected independent insurance rating and information service. For the latest A.M. Best Rating, access www.ambest.com.

The availability, qualifications, and amounts of coverages and discounts may vary from state to state and there may be coverages and discounts not listed here. In addition, other terms, conditions, and exclusions not described above may apply, and total savings may vary depending on the coverages purchased. For more information regarding your eligibility for certain coverages and savings opportunities, please contact your AAA agent.

Insurance products in California offered by AAA Northern California Insurance Agency, License #0175868, in Nevada by AAA Nevada and in Utah by AAA Utah. The provider of AAA Home Insurance is CSAA Insurance Group, a AAA Insurer.

What Members Say:

Winnie's Story:
“It was three days until closing and my insurer flaked. I needed other home insurance fast, or the deal would evaporate.”
Read how AAA saved the day >>

Mobile/Manufactured Home Insurance****
We offer flexible, high-quality protection for your manufactured home, whether a total or partial loss, and more. Get a quote online or call 877-323-4222.

Approved Home Repair
Our trusted network of AAA Approved Home Repair providers are inspected and certified to meet strict customer service and quality standards.
Find a certifed provider near you >>

Earthquake Insurance
Make sure your home is covered when the big one strikes. AAA offers earthquake insurance from the California Earthquake Authority.
Learn more >> 

Flood Insurance
Separate flood insurance is available in many communities through AAA from the National Flood Insurance Program.
Learn more >>