If your home and personal property were severely damaged by an earthquake, would your homeowners insurance cover it? Many policyholders don't realize that most property insurance policies do not cover loss due to an earthquake.
Protect your home and personal property by obtaining earthquake insurance.
California Earthquake Authority (CEA)
You can purchase earthquake insurance through AAA from the California Earthquake Authority (CEA). AAA offers policies tailored for differing needs, with a variety of options available. The CEA, a publicly managed, privately funded organization created by the state legislature, has provided earthquake insurance since 1996. Today, the CEA is the largest residential earthquake insurance organization in the world.
For additional information, you can also visit: http://www.californiarocks.com/csaa
Coverage Available for California Homeowners
Hundreds of thousands of Californians depend on CEA earthquake insurance to protect their most valuable asset.
You can insure your home against substantial damage caused by an earthquake. Earthquake insurance from CEA is designed to provide:
Dwelling Coverage that also features Building Code Upgrade Coverage
Personal Property Coverage plus Additional Living Expenses
For more information, or to purchase a policy, please contact a sales representative at your local AAA office.
The CEA Earthquake policy has limitations, exclusions and conditions which are more restrictive than your homeowners policy from CSAA. CEA Earthquake insurance comes with substantial deductibles. Please make sure you have a complete understanding of the deductibles and CEA policy limits and exclusions.
*Additional living expense coverage may provide funds if your dwelling is officially determined to be unsafe after an earthquake.
This summary description is not intended to be a complete description of CEA insurance.