Life Insurance and Annuities

If someone depends on you financially, life insurance and annuities from AAA Life Insurance Company can give you the peace of mind you need by keeping your family protected.

Explore our life insurance offerings below to find an option that meets your needs-whether you're looking for a temporary or permanent policy, or an annuity to help prepare for retirement, AAA has you covered.

  • Offers valuable coverage that you can apply for with the
    help of an agent
  • Choose from 10, 15, 20, 25
    or 30 years of coverage
  • Guaranteed level payments2
  • Our most affordable
    coverage. (Requires a medical exam)
  • Coverage ranges from
    $100,000 to more than $5
  • Work with a AAA Life
    Insurance Professional to
    help advise you through the application process

Learn more »

Get a Free Term Quote »
Find A Local Agent »

Call 877-454- 3369

  • Offers you the opportunity
    to buy term life insurance completely online in minute.
  • Choose from 10, 15, 20, 25
    or 30 years of coverage
  • Guaranteed level payments2
  • Our most convenient coverage (No medical exam, just health information)3
  • Coverage ranges from
    $25,000 to $250,000
  • Apply and buy online today

Learn more »

Get a Free Term Quote »


Build cash value with Whole or
Universal Life Insurance, or
prepare for retirement with
annuities. Select one of the
following products to learn more.

Whole Life Insurance »

Universal Life Insurance »

Annuities »




Get a Free, No-Obligation Quote »

Find A Local Agent »



Already a policyholder? Use AAA Life eServices to make online payments and view your policy details. Sign in to make payments, view your policy, or request assistance from our specialists for any questions you may have, all online.

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100% Return of Premium

Did you know you can get 100% of your premium dollars back with our Term Life Insurance with a Return of Premium Benefit?

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Tools and Resources

Insurance Needs calculator »


1. Rate is for a 35-year old woman in excellent health who has never used nicotine.

2. Premiums will increase annually after the level term period, not to exceed the maximum stated by the policy.

3. ExpressTerm Life Insurance approval is subject to the answers provided on the application and underwriting guidelines. Rates may vary. See policy for specific details of coverage. The product descriptions listed provide a brief outline of the Contract and Policy provisions and do not contain all of the benefits and exclusions. For complete terms of insurance coverage, please refer to the Contract. Product and features may not be available in all states. Life insurance underwritten and annuities offered by AM Life Insurance Company, Livonia, Ml. AAA Life Insurance Company and its agents do not provide legal or tax advice. Therefore you may wish to seek independent legal, tax, or financial advice prior to the purchase of an annuity contract. AAA Life is licensed in all states except NY. AAA Life CA Certificate of Authority #07861. Term Policy Form Series: ICC11-1201, TL-1201; Return of Premium Rider Series: ICC11-1207IPE, TL-1207IPE; ExpressTerm Policy Form Series: ICC12-1301/TL-1301 CSAA Life Insurance Agency of California Inc. License #0D121130.