Personal umbrella insurance has become an important source of security for thousands of AAA Members. It's an "umbrella" of coverage, a second layer of liability protection that goes into effect when your existing coverage limits are exhausted. To be eligible for a AAA Personal Umbrella Policy you must have both your auto and home insurance policies written with AAA. Choose from limits of liability of between $1,000,000 and $5,000,000. Your limit of liability should be greater than the total amount of your assets.

Coverage for the Unexpected
We live in a time when million-dollar court judgments are no longer rare, and when more and more families have valuable assets to protect - savings, wages, vacation homes, investments and rental property. In addition, a Personal Umbrella Policy also provides protection against non-business related personal injury claims such as slander, libel, wrongful eviction and false arrest; and legal defense costs for a covered loss including attorney fees and associated court costs. Unexpected dangers could be as close as your own backyard. Let a AAA Personal Umbrella Policy give you and your family the security and protection you need.

Request a Consultation
For a free, no-obligation consultation and quote on personal umbrella protection from AAA, contact your local AAA office or contact our Member Service Center at 1-800-922-8228.

These summary descriptions are not a contract, and are intended solely to inform you about the features of personal umbrella insurance. The actual insurance policy determines exact obligations. AAA provides personal umbrella insurance products underwritten by CSAA Inter-Insurance Bureau.