ExpressTerm Life Insurance



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Is ExpressTerm life Insurance Right For You?

We know protecting your family is at the top of your to do list. That's why we want to make it even simpler for you. With ExpressTerm, you can apply for life insurance through our secure online application, buy your policy, and in minutes, walk away with the coverage you need to help protect you and your loved ones.

You should apply for ExpressTerm if:

• You want to get a policy quickly

• You need coverage up to $250,000

• You would prefer the convenience of buying online without phone
interviews or medical exams


How Does ExpressTerm life Insurance Work?

ExpressTerm is life insurance that you can purchase online. Use our fully secure site to get a quote, complete the application and begin your coverage today. If approved, you can have your life insurance in minutes. 

ExpressTerm Life Insurance features:

• Fast coverage: Apply and buy easily online in as little as 10 minutes

• Immediate coverage for most applicants

• No medical exam, just basic health information

• Coverage from $25,000 to $250,000

• Choose from 10, 15, 20, 25 or 30 years of coverage

• Guaranteed level payments1

• Coverage for ages 18-75

• A yearly savings of at least $60 for AAA Members

• A 31-day money back guarantee


Get Started

Get a quote and complete your online application today. Coverage begins in minutes for most applicants.

Get a quote and apply online »



Term life Insurance in minutes. Apply and buy completely online.

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Looking for More Than $250,000 in Coverage?

Get Traditional Term Life Insurance

• As low as $9 a month

• Work with a specialist

• $100,000 to $5 million or more

Get a Quote »



Save Big with the AAA Multi-policy Discount1

Save up to 15% on AAA Auto Insurance when you protect your auto, life and home with AAA.

Learn more »











1Premiums will increase annually after the level term period, not to exceed the maximum stated by the policy.

ExpressTerm Life Insurance approval is subject to health history and underwriting guidelines. Not all applicants will qualify. Rates may vary. See policy for specific details of coverage. Policy Form Series: ICC12-1301/TL-1301