Most standard insurance policies assign special limits to certain personal property items. Valuables which often have special limits include cash and coins, jewelry, furs and silverware. At AAA, your valuables are subject to a specified limit as defined by your policy. If you own high-valued items you may want to consider purchasing separate coverage to ensure you are adequately protected. It's also a good idea to make an inventory of the contents of your home, and to have your valuables professionally appraised.