The following benefit is automatically included on AAA Life Insurance Company's term life insurance products at no additional cost:

Conversion Benefit - Allows the owner of a term life insurance policy to exchange (or convert) the policy to a permanent life insurance plan without evidence of insurability. The conversion period ends at the earlier of a) 80% of the term period, or b) age 65.

These benefits are optional and have a separate cost associated with them:

Children's Insurance Option - Provides term life insurance coverage for each child of the insured's family.

Waiver of Premium Option - Has the insurance company make your life insurance premium payments if you become disabled.

An Additional Insured Term Rider - Allows a second person to be covered on the same policy while saving on the fee for a second policy ($60).